Privacy Policy for EXODUS SACCO APP Users

Effective Date: 01 January, 2024

1. Information Collection and Usage:
By using the EXODUS SACCO APP, you acknowledge and consent to the collection, storage, and processing of your personal information as outlined in this Privacy Policy. We may collect information such as your name, contact details, and transaction history to provide you with the best possible service.

2. User Eligibility:
To use the EXODUS SACCO APP, you must confirm that you are at least 18 years old. We do not knowingly collect information from individuals under the age of 18.

3. Account Information:
You are responsible for maintaining the confidentiality of your account information. We encourage you to notify us immediately of any unauthorized use or security breach.

4. Data Accuracy:
You are responsible for providing accurate and up-to-date information. EXODUS SACCO is not liable for any consequences arising from inaccurate user data.

5. Security:
We implement industry-standard security measures to protect your personal information. Users must not attempt to compromise the security of the app or any associated systems. Any such actions will lead to legal consequences.

6. Third-Party Services:
EXODUS SACCO may utilize third-party services for various functionalities within the app. Users are encouraged to review the privacy policies of these third-party services, as they may have their own terms and practices.

7. Data Sharing:
We do not sell, trade, or otherwise transfer your personal information to external parties without your consent, except as required by law or for the provision of services within the app.

8. Cookies and Tracking:
The EXODUS SACCO APP may use cookies and similar tracking technologies to enhance user experience. Users can manage cookie preferences through their device settings.

9. Changes to Privacy Policy:
EXODUS SACCO reserves the right to modify this Privacy Policy at any time. Users will be notified of any changes, and continued use of the app implies acceptance of the revised Privacy Policy.

10. Contact Information:
If you have any questions or concerns regarding this Privacy Policy, please contact us at any of our branches nationwide.

By using the EXODUS SACCO APP, you acknowledge and agree to the terms of this Privacy Policy. It is the user's responsibility to stay informed about any updates or modifications to the policy.


11. Limited Location Tracking for Branch Suggestions:
EXODUS SACCO may collect and process your current location for the sole purpose of suggesting the nearest branch based on your geographical proximity. This information will be used exclusively to enhance user experience and facilitate access to the nearest service points.

12. Location Data Usage:
The location data collected will be utilized solely for the purpose of identifying and suggesting the nearest branch of EXODUS SACCO. This data will not be shared or used for any other purposes.

13. Consent for Limited Location Tracking:
By using the EXODUS SACCO APP, you expressly consent to the limited collection of your current location for the purpose of branch suggestions. You can manage location preferences through your device settings.

14. Third-Party Mapping Services:
To provide accurate branch suggestions, the EXODUS SACCO APP may utilize third-party mapping services. Users are subject to the terms and conditions of these services, and their privacy policies will govern the handling of location data.

15. Data Retention:
Location data will be retained only for the duration necessary to provide branch suggestions. After this purpose is fulfilled, the location data will be promptly and securely deleted.

16. Security Measures:
We implement robust security measures to protect your location data, ensuring that it is accessed and processed securely. Users are encouraged to safeguard their account credentials to prevent unauthorized access to location information.

17. Changes to Limited Location Tracking Policy:
EXODUS SACCO reserves the right to modify the limited location tracking policy at any time. Users will be notified of any changes, and continued use of location-based branch suggestions implies acceptance of the revised policy.

18. Consent Withdrawal:
You have the right to withdraw your consent for limited location tracking at any time. To do so, please adjust your app settings accordingly. Note that branch suggestions may be affected by disabling location services.

By using the EXODUS SACCO APP and consenting to limited location tracking for branch suggestions, you acknowledge and agree to the terms outlined in this Limited Location Tracking Policy. It is the user's responsibility to stay informed about any updates or modifications to this policy.